This one-and-one-half story building is characteristic of a neo-Colonial Revival building, popular in the 1960s. The front facade has brick veneer; the side and rear elevations are stuccoed. The remaining front display window, with 15 lights, has a slight curve, reminiscent of a bay or oriel. The door surrounds include a broken pediment with centered urn motif and substantial fanlights. An architrave trim molding above the first floor extends part way along the north facade. The east elevation has classical pilasters framing the entry and two small gabled dormers with 6:6 windows. Remaining windows in the building are large, 9-light, fixed pane windows. The gabled roof has an uneven pitch, steeper on the rear of the building and more shallow on the front. A hollow metal post at the northwest corner of the building projects through the eave of the roof; the sign and clock have been removed. The building faces west on Main. An driveway on the north side of the building provides access for the parking lot at the rear.

Statement of Significance: This building was constructed in 1961 as the Ben Franklin Savings and Loan Association. No further information was gathered about the structure and none was available from the 1983 survey. At the time of that survey, the Savings and Loan business was still located at this site. It currently houses a chiropractic wellness center. The building is not historic and would not be considered eligible as a historic resource in a downtown historic district.